Credit Lending Online Service

Duck9 is about digital underground credit knowledge. They provide credit tips that are otherwise unpublicized. Duck9 is a platform that allows peer-to-peer lending. Duck9 has a 16-year foundation in the credit card analysis industry. It provides decision making for credit card banks that sell credit cards to college students. Duck9 has evaluated over 30,000,000 college students on over 1,200 schools.Duck9 provides a much needed service to connect lenders with borrowers. Participants can do so safely and without risk.

Holiday Spending; Gift Card Pitfalls, Momentum Spending Gift cards are popular but not necessarily good for the consumer. For example, gift cards are marketed as "same as cash" when in reality, they're not. Cash doesn't have expiration dates, limited stores to use them in and cash doesn't get lost 15% of the time. Consumers can shop for gift cards with no expiration dates and look for lost card protection

Momentum spending is when the more you owe, the less you want to know. When we owe $1,000, we feel it's OK to owe another $200. That's not OK. That's preventable by tracking holiday transactions on a check register. Your credit card should be treated same as cash.

As you know, more consumers are selling things online. A result of this is that consumer sellers can charge interest for items instead of taking cash up front. It is also great for children to learn. For items actually sold, interest is charged. For example, a $300 video game console. It can cost $100 down and $250 over time. Children can easily calculate the $50 in interest could have been used on one new game. That is pain they feel. That's a great lesson learned. There's a right and wrong side of the interest rate equation. This lesson firms up and brings home the hard realities of money. Save now to enjoy more or enjoy now and pay way more.

For more information visit www.duck9.com.

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